About Andres

Real estate investment is a numbers game, but the partnership behind it shouldn’t be. For two decades, I’ve built my career on being a 'human-first' advocate for my clients, helping them navigate the complex world of private capital and investment financing. I believe in total transparency and ethical performance; a commitment that consistently earned me 5-star reviews and a reputation as a top-producing specialist in the Florida market.


As a fully bilingual strategist (English/Spanish), I bridge the gap between complex financial data and your long-term wealth goals. I don’t just source capital; I manage your entire journey from initial analysis to final funding with the meticulous attention of a 'systems thinker.' My mission is simple: to provide the honest, expert-level guidance that turns an individual transaction into a lifelong partnership.

Loan Products

Flexible and secure capital provider that prioritizes common sense underwriting while comprehensively understanding your deal.

Fix & Flip

Loans to purchase, restore and renovate residential properties

 

Ground Up

New construction financing for real estate developers.

Multifamily Bridge

Bridge loans for multifamily and mixed-use real estate.

Rental Portfolios
Long-term capital to restore rental properties.
 
Single Family Rental
Long-term capital to purchase or refinance single-family properties.


Multifamily Term
Long-term loans for multifamily and mixed-use rental properties.
 
Stabilized Bridge
The borrower does not want to be locked into a long-term loan and no renovation is needed.


0 Down Fix & Flip
100% funding up to 70% of ARV
 


Airbnb Vacation Rental
LTV up to 70%
 


Commercial DSCR
A long-term DSCR program for 5+ unit multifamily & mixed-use (up to 75% LTV) or office, retail, warehouse, self-storage, and automotive (up to 70% LTV).


Commercial Rehab
Rehab loan for multifamily or mixed-use (majority residential) developments up to 100 units & $5MM.
 
 


Inexperienced Builders/Flippers
Rehab loan for multifamily or mixed-use (majority residential) developments up to 100 units & $5MM.
 
 


Pure Commercial Bridge
Bridge loans up to $25MM for industrial, warehouse, self-storage & retail, cannabis, new construction, hotels, motels, hospitality, and restaurants. Max 70% LTV. Min 620 FICO.
 


Land
Land from $350K to $25 million.
Credit Impaired or No DSCR
30 year No DSCR No Credit Minimum Term Loans.
 
599 below 50%
600-649 we can get up 65%
650 and above 75%
 
1-4 UNIT, Mixed Use, & Commercial

Learn More
Do VA Refinance Rates Differ from Purchase Rates?

Do VA Refinance Rates Differ from Purchase Rates?

Jun 24, 2026

Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.

Understanding Jumbo Loans: When Do they Make Sense?

Understanding Jumbo Loans: When Do they Make Sense?

Jun 17, 2026

Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.

How Adjustable-Rate Mortgages Work: A Complete Guide

How Adjustable-Rate Mortgages Work: A Complete Guide

Jun 10, 2026

Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.

Contact Andres
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
298 Kingsbury Grade Suite 2E
Stateline, NV 89499

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

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